FEES & INSURANCE
Let's Talk Money
(Because pretending it doesn't matter is BS)
You deserve to know exactly what therapy costs before you walk through our door. No hidden fees, no insurance maze, no "we'll figure it out later." Just straight answers about investing in yourself.
OUR FEES
Therapy isn't cheap. We won't pretend it is.
But here's what you're actually paying for: a space that gets it.
A therapist who sees you, not a diagnosis. Time to untangle the mess, find your voice, and create the life you've been too scared or too stuck to start.
Group Therapy
$50 per/session
Individual & Couples Therapy
Pay as you can per session
→ We require a 24-hour notice for cancellations.
Life happens; we understand that. But no-shows or last-minute cancellations mean we can't offer that spot to someone else who needs it.
Payment is due at the time of service.
We accept credit cards, HSA/FSA cards, and electronic payments.
INSURANCES WE ACCEPT
We’re In-Network With:
Cigna, MagnaCare, Healthfirst
Out-of-Network: We're happy to provide superbills for out-of-network reimbursement with most other insurance plans.
We Verify Your Benefits Before You Start: Here's something most practices won't do: we actually call your insurance company to verify your coverage before your first session. Why? Because creative arts therapy coverage is complicated, especially with out-of-network benefits. Insurance companies don't always know what Art Therapy or Dance Movement Therapy is, let alone how to code it properly.
We'd rather spend 20 minutes on hold with your insurance company than have you show up, do the work, and then find out six weeks later that nothing's covered. No surprises. No runaround. Just clear answers about what you're walking into.
A Word About Insurance: Insurance companies get to decide what "medically necessary" means. Sometimes that limits what we can explore together. If you're using insurance, we'll make it work, but know that it comes with some strings attached.
What is a Superbill?
Think of a superbill as a detailed receipt on steroids.
If we're not in-network with your insurance (more on that below), you can submit a superbill to your insurance company for out-of-network reimbursement.
It's got all the codes and info they need to potentially pay you back for some or all of your session cost.
Here's the real talk: Getting reimbursed through out-of-network benefits means YOU pay us upfront, then deal with your insurance company directly. It's extra work on your end, and there's no guarantee how much they'll reimburse. But for some people, it makes therapy financially possible.
We'll provide you with a superbill after each session. What happens after that is between you and your insurance company.
For some insurance companies, we can help with out-of-network billing directly. If we have an established connection with your insurance provider, we may be able to submit claims on your behalf rather than making you handle the paperwork. We'll let you know if this applies to your plan when we verify your benefits.
Your Rights With Out-of-Network Care:
When you choose to see an out-of-network therapist (that's us, if we're not on your insurance panel), you're making an active choice. You're not being surprise-billed or balance-billed because you know upfront what our fees are and you're choosing to come anyway.
Here's what that means: You pay our full fee at the time of service. Your insurance company may reimburse you for a portion based on your out-of-network benefits. The amount they cover is based on what they consider "reasonable" for mental health services in our area. Sometimes it's generous, sometimes it's not.
Any amount your insurance doesn't cover is your responsibility. That's not us charging you extra, that's just how out-of-network benefits work. You knew our fee walking in, and that's what you agreed to pay.
This is different from surprise billing, which happens when you go to an in-network hospital and get treated by an out-of-network doctor without your knowledge. In those cases, you're protected. You can't be charged more than your in-network costs. But therapy? You're choosing to be here. You know what we cost. No surprises.
If you ever feel confused about a bill or think something's wrong, contact your insurance company first. If you're still stuck, the No Surprises Help Desk exists for this: 1-800-985-3059.
FREQUENTLY ASKED QUESTIONS
Common Questions About Fees & Insurance
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We have a limited number of sliding scale spots available. If cost is a genuine barrier to getting help, let us know. We'll be honest about what we can offer.
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Yes. Therapy is a qualified expense for both Health Savings Accounts and Flexible Spending Accounts.
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You're not alone. Many of our clients pay out-of-pocket. It's an investment, and it's one that often pays back in ways that are hard to measure but impossible to ignore.
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We'll call and verify this for you before your first session. But if you want to call yourself, here's what to ask:
Do I have out-of-network mental health coverage?
What's my deductible and has it been met?
What percentage do you reimburse for out-of-network therapy?
How many sessions per year are covered?
Do you cover creative arts therapy modalities like Art Therapy or Dance Movement Therapy?
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Give us 24 hours notice and you're good. Less than that, and you'll be charged for the session. We hold that time for you, and when you don't show, someone else who needed that spot doesn't get it.
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We don't. Every minute we spend with you is intentional, considered, and part of the work. Our initial consultation is a full session where we start getting to know each other and figuring out if this is the right fit.
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Yes. We verify benefits before you start because creative arts therapy coverage can be confusing, and we don't want you caught off guard by unexpected costs.
Ready to Stop Waiting for the "Right Time"?
Spoiler alert: there isn't one. There's just now, and the choice to START.